Freelance Insurance Agent
Insurance Jobs
- SteelPulse Advisors
- Expires 22 Nov 2025
- Bulawayo
- Contractor
Job Description
A high-autonomy, performance-driven role for a qualified insurance professional to build and manage a personal client portfolio. This remote-friendly position offers a lucrative, two-tiered commission structure that rewards both new business acquisition and long-term client retention. The role is ideal for a self-motivated individual with a strong entrepreneurial spirit, supported by a clear path to permanent placement and a dedicated mentorship program.
Compensation & Benefits Structure
20-30% Commission on New Business: High upfront reward for acquiring new clients and generating initial income.
15% Commission on All Renewals: Incentive for building long-term client relationships, creating a sustainable residual income stream.
Permanent Placement for a Top Performer: A clear career path and offer of financial stability for consistently high achievers.
Mentorship Program: Structured guidance to accelerate success, covering product knowledge, sales techniques, and the use of technology.
Duties and Responsibilities
1. New Business Development & Sales (20-30% Commission Focus)
Licensed Prospecting & Needs Analysis: Identify and qualify new leads for life, health, property, casualty, or other relevant insurance lines. Conduct formal, compliant needs analyses to understand client risk profiles and provide suitable advice.
Virtual Policy Advisory: Utilize video conferencing and digital tools to present policy illustrations, explain coverage details, benefits, and exclusions clearly and transparently.
Application & Underwriting Facilitation: Guide clients through the application process, ensuring accuracy and acting as a liaison with underwriters to secure policy issuance.
Digital Pipeline Management: Autonomously manage a full sales pipeline using a CRM system, ensuring all activities are logged for compliance and efficiency.
2. Client Portfolio Management & Retention (15% Renewal Commission Focus)
Proactive Policy Review & Renewal Management: Initiate regular virtual policy reviews with existing clients to ensure coverage remains adequate, leading to high retention rates and repeat business.
Strategic Account Growth: Identify and act on opportunities to cross-sell or upsell additional products to existing clients, increasing account value.
Claims Advocacy: Serve as the client's primary advocate during the claims process, providing guidance, facilitating documentation, and ensuring a fair and timely outcome to strengthen client trust and loyalty.
AI-Enhanced Client Servicing: Use AI tools to manage communications, personalize renewal reminders, and maintain detailed client records efficiently.
3. Compliance & Professional Development
Regulatory Adherence: Ensure all sales practices, advice, and documentation fully comply with the relevant financial services regulations and ethical standards.
Continuous Education: Maintain an active licence by completing all mandatory Continuing Professional Development (CPD) requirements.
Qualifications and Experience
Mandatory Technical & Regulatory Expertise
Licensed Advisory Skills: Certified ability to conduct a formal needs analysis and provide compliant, client-centric insurance advice.
In-depth Product Knowledge: Thorough understanding of the insurance products offered, including underwriting criteria, policy structures, and exclusions.
Fiduciary & Ethical Judgment: A unwavering commitment to acting in the client's best interest, ensuring transparency and suitability in all recommendations.
Sales & Relationship Management
Consultative Selling: Ability to build trust remotely and close deals through a needs-based, advisory approach.
Long-Term Relationship Building: A strategic focus on client retention and lifetime value, essential for generating renewal commissions.
Resilience & Self-Motivation: The intrinsic drive to prospect and manage business independently, with the grit to handle rejection.
Technological Proficiency (Added Advantage)
Practical Use of AI Prompts: Demonstrated skill in using AI to draft communications, research products, summarize information, and enhance personalization at scale.
Remote Work Discipline: Proven ability to maintain high productivity, professionalism, and clear asynchronous communication in a remote setting.
Qualifying Criteria
Mandatory Requirements (Non-Negotiable)
Valid Certification: Must possess a current Certificate of Proficiency (COP) for the relevant insurance lines or be a formally Qualified Insurance Agent as recognized by the local regulatory authority.
Clean Regulatory Record: Must have a clean history with no disqualifications from an Office of Trust.
Added Advantages (Competitive Edge)
Proven Remote Work Experience: Demonstrated success in a prior remote or freelance role, indicating strong self-discipline and time management skills.
Portfolio of AI-Generated Work: Ability to demonstrate practical examples of using AI prompts to enhance sales, marketing, or client service efficiency (e.g., sample email sequences, content creation, process automation).
Behavioral Attributes
Entrepreneurial Mindset: Treats the role as their own business, focused on growth and ROI.
Coachability: Openness to feedback and active participation in the Mentorship Program.
Exceptional Communication Skills: Superior ability to explain complex concepts simply and effectively in writing and verbally.
How to Apply
For a productive engagement, send CV with subject line, “Insurance” to steelpulsesourcingagency@gmail.com
Deadline: November 7, 2025
If you don’t get any feedback after 3 days, it means your application was unsuccessful.
