Job Description
A newly established microfinance institution is recruiting a Loans Officer with a background in microlending.
Experience: At least 2 years of relevant microfinance lending experience in Zimbabwe
This should include payroll-based lending (private schemes and civil service), collateral-backed loans, and SME/asset-based financing, along with some exposure to medium- to high-value clients.
Duties and Responsibilities
Key Responsibilities
• Assess and process loan applications in line with internal policy and industry standards.
• Develop business and strategic plans, along with operational policies and standard operating procedures (SOPs), to support the efficient, sustainable, and compliant management of the microfinance institution
• Design and execute marketing and client acquisition strategies to promote the institution's loan products and expand its market footprint.
• Conduct market and competitor analysis to identify emerging opportunities, pricing gaps, and client needs.
• Verify and analyse client financial information to determine creditworthiness and loan viability.
• Develop and manage a client portfolio, including SMEs, professionals, and other borrowers.
• Promote loan products to existing and prospective clients.
• Carry out risk assessments to help keep the loan book in good standing.
• Assist with debt collection, including following up on arrears and tracking portfolio performance.
• Compile loan reports and client updates on a daily, weekly, and monthly basis.
• Maintain good working relationships with clients.
• Keep documentation for loan transactions complete and compliant.
• Suggest improvements to products, client engagement, and day-to-day processes.
Qualifications and Experience
Qualifications & Requirements
• Degree in Finance, Banking, Accounting, Business Administration, or a related field.
• Minimum 2 years' microlending experience in Zimbabwe, spanning payroll-based, collateral-based, and SME/asset-based lending.
• Sound analytical ability and judgment when assessing creditworthiness.
• Comfortable building and maintaining client relationships.
• Able to communicate loan terms clearly, verbally and in writing.
• Confident making decisions on loan reviews and approvals.
• Background in marketing and debt collection.
• Trustworthy, professional, and able to handle confidential information.
• Able to work independently and manage pressure.
• A dependable, self-starting team member.
How to Apply
Why Join Us?
• Join a growing institution with an expanding client base.
• A workplace that values initiative and consistent performance.
How to Apply
Interested candidates should submit the following:
• Cover Letter
• Curriculum Vitae (CV)
• Certified Copies of Academic and Professional Certificates
Email applications to: limitsbs1@gmail.com
Deadline: 15 September 2026
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